Global PaymentsMade Simple
Unlock seamless cross-border payments with XTCard virtual card solutions. 0% FX fees, instant virtual cards, and complete expense visibility for your business.

Everything You Need to Manage Business Payments
Comprehensive card solutions designed for modern businesses. From expense tracking to cross-border payments, we've got you covered.
Expense Management
Real-time tracking and categorization of all card expenses. Set spending limits, receive instant notifications, and maintain complete visibility.
Cash Flow Control
Maintain complete control over your business cash flow with customizable spending policies, approval workflows, and budget management tools.
Cross-Border Payments
Make international payments with 0% FX fees. Support for 30+ currencies with real-time exchange rates and instant settlement.
Accounting Integration
Seamlessly sync with your accounting software. Automatic receipt matching, expense categorization, and real-time financial reporting.
Secure Transactions
Enterprise-grade security with 3D Secure authentication, real-time fraud monitoring, and instant card freeze capabilities.
Instant Card Issuance
Issue virtual cards instantly. Physical cards shipped within 48 hours. Unlimited cards for your team with individual controls.
Card Solutions for Every Business Need
Whether you're a startup or an enterprise, XTCard provides flexible card solutions that scale with your business. Our platform is designed to simplify global payments while giving you complete control and visibility.
Learn more about our solutionsCorporate Cards
Empower your team with corporate cards. Set individual limits, track spending in real-time, and streamline expense reporting.
Virtual Cards
Generate unlimited virtual cards instantly. Perfect for online subscriptions, digital advertising, and secure one-time payments.
API Integration
Build custom payment solutions with our robust API. Programmatically create cards, manage transactions, and automate workflows.
Built for Modern Global Business
Experience the future of business payments with features designed to save you time and money.
MCC-Based Rewards
Earn rewards based on Merchant Category Codes. Get cashback on business categories that matter most to you.
Real-time Notifications
Instant alerts for every transaction. Stay informed about spending across all your cards in real-time.
Multi-Currency Wallets
Hold and manage multiple currencies in one account. Convert at competitive rates when you need to.
Ready to Transform Your Business Payments?
Ready to simplify your business payment operations? Contact us to learn how XTCard can help your business grow globally.
Global Headquarters
Singapore Business District
Republic of Singapore
Business Hours
24/7 Support Available